College affordability score
Turn college cost into a clearer affordability signal.
TuitionLuma helps families sort schools into plain-language affordability categories: Affordable, Stretch, and High Risk.
Three planning states
Affordability should be easy to discuss. TuitionLuma turns cost and profile context into a simple signal families can use before making a commitment.
- Affordable: cost appears more manageable for the plan.
- Stretch: possible, but aid and borrowing deserve closer review.
- High Risk: likely to create meaningful financial pressure.
Use affordability with other signals
Pair affordability with college cost comparison, net price, and ROI by major to build a balanced school list.
FAQ
Is an affordability score financial advice?
No. It is an educational planning signal, not financial, tax, legal, or admissions advice.
Can a Stretch school still be worth considering?
Yes. A Stretch school may fit if aid improves, borrowing is manageable, or outcomes support the cost.
Should families confirm affordability with official sources?
Yes. Always review official financial aid letters, college billing details, and qualified advisor guidance.