Net price calculator
Understand what college may really cost.
Net price helps families move past sticker shock by estimating college cost after grants and scholarships.
Why net price matters
Colleges can have similar tuition but very different aid patterns. A net price estimate gives families a clearer starting point for comparing affordability.
- Start with cost of attendance
- Subtract grants and scholarships
- Review expected family contribution and work-study
- Separate gift aid from student loans
- Model monthly payments before borrowing
Family cost planning
TuitionLuma helps families compare college costs, understand affordability, and connect school choices to likely debt and outcomes.
FAQ
Is net price the same as tuition?
No. Tuition is one part of the bill. Net price estimates what remains after grants and scholarships.
Should families use net price before applying?
Yes. It can help build a realistic school list before financial aid letters arrive.
Can net price change?
Yes. Actual aid, housing choices, family income, residency, and school policies can change the final cost.